Q&A for How to Avoid Phone Scams

Additionally, if the caller pressures you to act quickly or threatens consequences for non-compliance, exercise caution. Another warning sign is receiving unexpected calls from unfamiliar numbers, especially those originating from overseas or displaying suspicious caller IDs. Also, be wary if a caller asks you to return money that was sent to your bank account and then requests that you return it, claiming it was sent by mistake. This tactic often involves a fraudulent transaction, aiming to deceive you into sending your own funds under the guise of reversing the original payment. If you suspect a scam, refrain from sharing sensitive information and terminate the call immediately. Verify the caller's identity by contacting the organization directly through official channels to safeguard yourself against potential financial harm.

There is no true way of knowing. However, identity theft protection will help you figure out where your personal information is on the web is stored and how it is used. It will then protect you if your debit card gets stolen or if your SSN is misused.

It is not a good idea to prank call anyone, including scammers.

You can submit reports to the FTC or your carrier. Check their websites for details.

Nope. You probably are dealing with the lottery scam or the black money scam.